Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of Sang Tikam, including our website, articles, research content, email updates, Telegram messages, membership offerings, and any related products or services (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Who we are

Sang Tikam is an independent, research-led publication and learning tool focused on helping readers better understand long-term fundamental investing, market structure, business quality, and public-market research.

In these Terms, "we", "us", and "our" refer to Sang Tikam. "You" and "your" refer to the user, reader, subscriber, or member accessing the Service.

2. Educational purpose only

Sang Tikam is a tool created to help people learn about long-term fundamental investing.

Our content is provided for general information, education, and research discussion purposes only. Nothing on the Service is intended to be, or should be relied on as:

  • investment advice
  • financial advice
  • legal advice
  • tax advice
  • accounting advice
  • a recommendation to buy, sell, or hold any security
  • a solicitation or offer to enter into any transaction

Our content is not tailored to your personal objectives, financial circumstances, or risk tolerance.

You remain solely responsible for your own investment decisions and should conduct your own due diligence and, where appropriate, seek professional advice from a licensed adviser.

3. No guarantee of outcomes

We do not guarantee:

  • investment returns
  • trading profits
  • capital preservation
  • the accuracy, completeness, or timeliness of all information
  • that any view, thesis, screen, or
    • article will be correct
  • that any security discussed will perform in a particular way

Past performance, historical examples, and back-looking analysis are not guarantees of future results.

4. Nature of content

The Service may include, from time to time:

  • articles
  • research notes
  • market screens
  • watchlists
  • case studies
  • commentary
  • educational frameworks
  • sector overviews
  • Telegram messages and updates

Any views expressed are opinions only as of the date of publication, unless stated otherwise. We may change our views at any time without notice.

5. No obligation to publish on any schedule

Sang Tikam is operated as an independent solo-run publication.

By using the Service, you acknowledge and agree that:

  • we are not obliged to publish content at any fixed periodicity
  • we are not obliged to publish articles, updates, or research on demand
  • we are not obliged to cover any specific stock, sector, topic, or user request
  • user selections, watchlists, interests, or suggestions may help inform our editorial priorities, but do not create any obligation on us to produce content within any particular timeframe or at all

Any publishing cadence, content roadmap, or indicative schedule is for convenience only and may be changed, delayed, paused, or discontinued at our sole discretion.

6. Service availability

We aim to keep the Service useful and available, but we do not guarantee uninterrupted access.

You acknowledge and agree that:

  • the Service may be unavailable, interrupted, delayed, modified, or suspended from time to time
  • certain features, articles, messages, or downloads may not always be accessible
  • website uptime, message delivery, link availability, and access to archives are not guaranteed
  • we may take breaks, be away, be on holiday, fall ill, attend to personal matters, or otherwise be unavailable, and this may affect publishing frequency, turnaround times, and support response times

We will not be liable for any loss, inconvenience, or damage arising from downtime, interruptions, delays, or periods of inactivity.

7. Memberships, subscriptions, and paid products

Where we offer a paid membership, subscription, or other paid product:

  • the scope of access, features, and pricing will be described on the relevant sales or checkout page
  • payment does not entitle you to personalized advice, bespoke coverage, on-demand analysis, or guaranteed publication frequency unless expressly stated in writing
  • we reserve the right to change pricing, features, or access terms for future billing periods
  • unless otherwise stated, fees paid are non-refundable once access has been granted

If you do not agree with the paid offering terms, you should not subscribe.

8. User conduct

You agree not to:

  • misuse the Service
  • use the Service for unlawful purposes
  • reproduce, republish, scrape, copy, resell, or redistribute paid content without permission
  • present our content as personalized advice to any third party
  • use our platforms, communities, or Telegram channels to promote market manipulation, coordinated trading, or misleading claims
  • harass, abuse, or impersonate others

We reserve the right to suspend or terminate access if we reasonably believe you have breached these Terms.

9. Intellectual property

Unless otherwise stated, all content on the Service, including text, branding, research formats, graphics, charts, screens, and editorial materials, is owned by or licensed to Sang Tikam.

You may read and use the content for your own personal, non-commercial use only.

You may not reproduce, distribute, republish, upload, transmit, sell, or commercially exploit any part of the Service without our prior written consent.

10. Third-party sources and links

The Service may reference, summarize, or link to third-party websites, filings, market data providers, or external sources.

We do not control and are not responsible for third-party content, products, services, availability, or privacy practices.

Use of third-party sites is at your own risk.

11. Accuracy and limitations

We try to present information in good faith, but errors, omissions, delays, and outdated information may occur.

Financial data, company disclosures, and market information may change after publication. Screens and rankings are often point-in-time in nature and may become stale.

You should not rely on the Service as your sole basis for making any decision.

12. Conflicts and holdings

From time to time, we, our contributors, or related persons may hold positions in securities discussed on the Service, subject to applicable law and our internal practices.

Unless expressly stated otherwise, you should assume that any mention of a security does not amount to a recommendation and may reflect a personal opinion only.

13. No professional relationship

Your use of the Service does not create any advisory, fiduciary, agency, partnership, or client relationship between you and Sang Tikam.

14. Limitation of liability

To the fullest extent permitted by law, Sang Tikam and its owner, operators, affiliates, contractors, and contributors will not be liable for any direct, indirect, incidental, consequential, special, punitive, or economic loss arising out of or in connection with:

  • your use of or inability to use the Service
  • any reliance placed on the Service
  • any trading or investment decision you make
  • downtime, interruptions, delays, or discontinued content
  • inaccurate, incomplete, or outdated information

If liability cannot be excluded, our aggregate liability shall be limited to the amount you paid us, if any, in the 3 months immediately preceding the event giving rise to the claim.

15. Indemnity

You agree to indemnify and hold harmless Sang Tikam and its owner, operators, affiliates, contractors, and contributors from and against claims, liabilities, losses, costs, and expenses arising from:

  • your breach of these Terms
  • your misuse of the Service
  • your violation of any law or third-party rights

16. Changes to the Service and Terms

We may update, modify, suspend, or discontinue any part of the Service at any time.

We may also amend these Terms from time to time. Updated Terms will take effect once published on the website, unless otherwise stated.

Your continued use of the Service after updated Terms are posted constitutes acceptance of those updated Terms.

17. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we believe it is necessary to protect the Service, comply with law, or respond to misuse.

18. Governing law

These Terms are governed by the laws of Malaysia.

Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Malaysia, unless otherwise required by applicable law.

19. Contact

If you have questions about these Terms, please contact us at:

Email: hello@coherentgeometry.com

Website: https://sangtikam.my